Closing costs in Alberta are an essential aspect of purchasing a new home. Unfortunately, many first-time homebuyers overlook these expenses, only to find themselves scrambling for funds as the closing day approaches. However, with proper preparation and understanding, you can navigate through these costs seamlessly. Generally speaking, you should budget approximately $3,000 for closing costs in Alberta. In this blog post, we will provide you with all the information you need to comprehend closing costs in Alberta, ensuring a smooth home-buying process.

Types of Closing Costs in Alberta

Closing costs in Alberta encompass various fees and charges that are incurred just before taking possession of your new home. Here are some common closing costs you should be aware of:

  1. Legal Fees for Lawyers: Typically range between $650 and $1200.
  2. Land Title Charges and Disbursements: Usually amount to $250 to $600, paid through the lawyer’s office.
  3. Adjustment Costs: $200-$2000.
  4. Title Insurance: Costs: $175-$600.
  5. Home Inspection: Costs between $300 and $900.
  6. Condo Document Review: Costs between $300-$1500.
  7. Property Appraisals: Typically range from $200 to $350.
  8. Landscaping Deposit: Amounts to $1,000 to $2,500, refundable upon completing landscaping.
  9. Home/Fire Insurance: Ranges from $900 to $2,000.

Legal Fees and Disbursements

closing costs in alberta

In a real estate transaction in Alberta, legal fees and disbursements refer to the costs of hiring a lawyer to help with the legal aspects of the transaction. These fees typically include a flat rate for the lawyer’s services. Disbursements, on the other hand, are additional costs that the lawyer may incur on behalf of the client, such as fees for title searches, registration fees, couriers and photocopies. Title insurance covers various risks associated with ownership and title, including fraud, liens, and encroachments. It is important for both buyers and sellers to understand the costs associated with a real estate transaction and to work closely with a qualified lawyer who can provide guidance and support throughout the process.

Property Inspections

In Alberta, property inspection fees may vary depending on the size, age, and location of the property, as well as the qualifications and experience of the inspector. On average, a standard property inspection in Alberta would cost between $400 and $600. However, fees for specialized inspections, such as mold, asbestos, or radon testing, may incur additional charges. It is important to note that property inspection fees should include a comprehensive report outlining the findings and recommendations of the inspector. This report can assist buyers in making informed decisions regarding the purchase of a property.

Condo Document Review

closing costs in alberta

In Alberta, the costs associated with a condo document review can vary depending on the scope and extent of the requested review, with prices typically ranging from $300 to $1,500, and potentially more for larger, more complex condominiums, making it essential for condominium corporations and owners to carefully consider their options and budget for these critical legal and administrative services. It is important to note that a condo document review is an invaluable investment for both buyers and sellers, as it provides a comprehensive understanding of the condition and value of the property, as well as any potential risks or liabilities that may impact its value in the future. Therefore, while costs may vary, a thorough and professional condo document review is an essential step in any real estate transaction in Alberta.


Understanding and preparing for closing costs is an essential step in the home-buying process in Alberta. By familiarizing yourself with the different types of closing costs and estimating their potential amounts, you can budget effectively and avoid any last-minute financial surprises.

Taking the time to educate yourself about closing costs in Alberta will empower you to make informed financial decisions and ensure a smooth and successful home purchase. Start saving and budgeting early, consult with professionals when needed, and soon you’ll be ready to embark on the exciting journey of homeownership in Alberta.